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Rates

Give your budget some breathing room with anytime access to extra funds — and never pay a cent in annual fees.

Key Features

  • Competitive Rates
  • No Annual Fee
  • Increased Purchasing Power

Balance Transfer Promo

Exciting News from First Financial Credit Union! We’re offering a 0% Interest Balance Transfer Promotion now through December 31, 2025.* This is your chance to save big, pay down debt faster, and take control of your financial future!

*0% Interest for 12 Months offer is available to members with approved credit. Offer ends December 31,2025. Standard rates apply to balances remaining after the promotional period ends. Terms and conditions apply.  A one-time $5 or 4% of the transfer (whatever is greater) fee on the amount of each balance transferred will be charged at the time the balance transfer transaction is booked. No maximum fee.

Learn More Here


  • Contactless Technology (Tap n Pay)
  • Annual Percentage Rate (APR) for Purchases as low as 6.9%*
  • APR for Balance Transfers as low as 6.9%*
  • APR for Cash Advances as low as 6.9%*
  • Competitive, fixed rates
  • No annual fee
  • Increased purchasing power; accepted virtually everywhere, worldwide
  • LOW FEE Balance Transfer
  • Zero Liability1
  • eStatements
  • Real-time Fraud Monitoring protection
  • Manage your card 24/7 with online access
  • Easily replaced if lost or stolen

1Please read the following disclosure that contains rates, fees, and other cost information, as well as agreements and terms that are related to the FFCU Credit Card.

Manage your credit card anytime with eZCard Account Access. Analyze spending, pay bills, and more. Visit eZCardinfo.com to log in or enroll now.

More information coming soon!

Thank you for your interest in applying for a First Financial Credit Union Credit Card. The credit union is updating the credit card portfolio from Visa to MasterCard, thus there is a temporary freeze on accepting new credit card applications. Credit Card applications will be available on October 16th, 2023, please ensure to apply for a credit card at that time. Thank you for your understanding.
Sincerely,

First Financial Credit Union Card Services

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